My husband kicked me out with $43. I found my late father’s old bank card and went to the bank hoping for spare change. One glance at the screen changed my life forever.

Part 2: Mr. Collins shook his head and opened a series of documents. “Years ago, your father inherited a small parcel of land near San Diego Harbor from a distant relative. When a major developer purchased the area to build the HarborView Complex, your father negotiated an uncommon agreement—five percent of the project’s lifetime profits,…